bovine123Join Date: 2010-06-22
Post Count: 2690 |
Currently, if you are going to loan someone money, it is very risky and easy for you to be scammed. I thought roblox should put in a loans system.
Say someone really wants a gift, but doesn't quite have enough. You would be able to loan them robux or tickets. You would choose how much interest they would pay on the loan (maximum 10%, or whatever roblox sees fit). When you loan someone money, they would get a message saying "So and so has offered to loan you this much robux, do you want to accept?". They could click accept, and get the loan. After they had used the loan, any new money they get would automatically be paid to the loaner.
Support? Great.
No support? Please give a valid reason.
Thanks for reading. |
|
toxic69Join Date: 2011-01-29
Post Count: 11787 |
support except it would most likely be a BC only perk for the only reason some BC members get BBC is because they want a cool hat or gear i for one am more interested in makeing and commanding groups |
|
MrHavicJoin Date: 2012-04-05
Post Count: 12578 |
This would break chaos. If someone loans u 1mil, then how the heck do u think ur gonna pay them back |
|
MrHavicJoin Date: 2012-04-05
Post Count: 12578 |
And this wouldnt work. If ur trying to buy the big gift and someone loans u 28k, then u almost got it. But, once u sell a limited for 6k (-%30), then that would go to the loan. |
|
|
|
I like it.
☯=~☀~ƧȺḾḾɎβЯӨƬĦȺ~☀~=☯ |
|
bovine123Join Date: 2010-06-22
Post Count: 2690 |
@MrHavic
There would be a limit on how much you could loan the player, based on how much money they usually receive on a daily basis. |
|
|
How about you have to have security? |
|
bovine123Join Date: 2010-06-22
Post Count: 2690 |
> How about you have to have security?
What do you mean? |
|
|
You have something of Value to you that you put in and if you don't pay it back in a certain amount of time the item gets taken away from you. This item has to have = or greater value or be accepted as security by the person loaning money. |
|
bovine123Join Date: 2010-06-22
Post Count: 2690 |
When you pay back, the money automatically is taken out of your account. |
|
GuestIyJoin Date: 2012-09-20
Post Count: 19099 |
support so much
have you heard of the "BCGames incident"?
"The candles are lit, the end is near!" |
|
|
So what would happen if they don't pay back? Banned? |
|
GuestIyJoin Date: 2012-09-20
Post Count: 19099 |
well, it said all new money is traded away the the original owner of the robux or something
"The candles are lit, the end is near!" |
|
MrHavicJoin Date: 2012-04-05
Post Count: 12578 |
And if u run out of bc? Yeah :/ |
|
toxic69Join Date: 2011-01-29
Post Count: 11787 |
BCgames incident? |
|
|
GuestIyJoin Date: 2012-09-20
Post Count: 19099 |
@Mr
that's a flaw...
never noticed that
"The candles are lit, the end is near!" |
|
iMechaJoin Date: 2012-07-18
Post Count: 4981 |
No I will just loan my alt 10 million robux then buy everything i need and never sell anything |
|
grantoxJoin Date: 2010-11-26
Post Count: 2314 |
But if you have 10 million to send to your alt why not just keep it on your main smart one? Anyways, if its based on their daily income you could only loan what, 10 robux for all nbc'ers. The rich/famous would be pestered every day for loan requests even if they don't get much because it helps, generally. Even if you set the privacy to nobody messaging you, they can just send a friend request and type in the same thing and then it's twice as annoying. Also even for bc'ers, if its based on income, they can probably easily make that amout you send in a few days. Also there can be major differences in how much they make daily. One day gamer 101 might make about 500 tix from visits + bc stipend. The next day, he could make thousands of robux from clothing sales and game passes. Same for other people. Generally it's useless and will just pester the rich anf famous. |
|
|
Support, but this would probably be better if this was a bc feature. |
|
surge905Join Date: 2010-12-04
Post Count: 3118 |
I support this. |
|
|
How about after the period is up every piece of money you have and earn is given to the person you have to pay back until it's payed back. |
|
|
What if the user who you loaned money to, does not have the money to pay it back? |
|
bovine123Join Date: 2010-06-22
Post Count: 2690 |
@DrDrRoblox and everyone else pointing out this one main problem of not paying back
They would look at how much money you had taken in within the past month. That would be the maximum they could be loaned. If their BC expired soon, it would take that into account by subtracting out daily robux and sale of goods. |
|